Now Accepting Applications

The Payment Processor That Actually Works for Creators

Tired of 15% fees? Account shutdowns? 2-week payouts? We built the payment solution creators actually deserve. Lower fees. Faster payouts. No surprises.

3.5%
Processing Fee
24hr
Max Payout Time
0
Surprise Shutdowns
You're on the list! Check your inbox for confirmation.
🔒
🏦
✓
PCI DSS Compliant • Bank-Level Security • No Hidden Fees
Creator Dashboard
Live
Available Balance
$12,847 ↑ 23% this month
847
Transactions
$15.17
Avg. Transaction
0.3%
Chargeback Rate
⚡
Next Payout
Processing now • Arrives today
$4,231
The Problem

Creator Payments Are Broken

Traditional payment processors weren't built for creators. They see you as a risk, not a partner.

💸

Outrageous Fees

High-risk processors charge 10-15% per transaction. That's $15,000 lost on every $100K you earn.

Industry avg: 12.5% fees
⏳

Glacial Payouts

7-14 day hold periods are "standard." Meanwhile, your rent is due and your money is in limbo.

Avg wait: 10 days
🚫

Surprise Shutdowns

One day you're earning. The next, your account is frozen with zero warning. Years of work, gone.

47% have been shut down
🏦

"Unbanked" Status

Traditional processors reject creators. Banks close accounts. You're left with shady alternatives.

68% rejected by banks
📉

Chargeback Nightmares

Bad billing descriptors lead to "unauthorized" disputes. You lose the money AND pay a $15-25 fee.

3x higher chargeback rates
🤷

Zero Support

When something goes wrong, you're on your own. Email support that takes weeks. No dedicated help.

Avg response: 5 days
Our Solution

Payments Built by Creators, for Creators

We understand your business because we've been in your shoes. Here's how we're different.

💰

3.5% Flat Rate

No hidden fees. No surprise charges. No per-transaction minimums. Just a simple, transparent rate that keeps more money in your pocket.

Save $8,500 per $100K earned
⚡

Same-Day Payouts

Request a payout before 2pm EST and receive it the same day. No more waiting weeks for your money. Your earnings, when you need them.

24hr maximum wait time
🛡️

Account Protection

We give you 30 days notice before any account changes. No surprise shutdowns. If there's an issue, we work WITH you to solve it.

30-day protection guarantee
🏛️

Creator-First Banking

Multiple processor relationships mean we always have a backup. Smart routing ensures your payments go through—even when others fail.

99.7% approval rate
🔒

Smart Fraud Prevention

Our AI detects fraud before it happens. Clear billing descriptors reduce disputes. When chargebacks happen, we fight them for you.

60% fewer chargebacks
💬

Real Human Support

Chat with a real person in under 2 minutes. Dedicated account managers for high-volume creators. We're here when you need us.

< 2min response time

See the Difference

Feature
Payments for Creators
Traditional Processors
Processing Fee
3.5%
10-15%
Payout Speed
Same Day
7-14 Days
Account Protection
✓ 30-day guarantee
✗ Instant shutdown
Crypto Payments
✓ BTC, ETH, USDC
✗ Not supported
Chargeback Defense
✓ We fight for you
✗ You're on your own
Support Response
< 2 minutes
3-5 business days
Hidden Fees
✓ None, ever
✗ Setup, monthly, etc.

Get Started in Minutes

1

Apply Now

Quick 5-minute application. No paperwork headaches.

2

Get Approved

Most applications approved within 24 hours.

3

Integrate

Simple API or no-code checkout. Works with any platform.

4

Get Paid

Start accepting payments and get same-day payouts.

Creators Love Us

Don't take our word for it. Here's what creators are saying.

"I was losing $2,000/month to CCBill's fees. Switched to Payments for Creators and now I keep that money. Same-day payouts changed my life—no more stressing about rent while waiting for my money."

Jessica R., lifestyle content creator
Jessica R.
Lifestyle Creator
$18K/month

"Got shut down by Stripe AND CCBill in the same year. Zero warning. Payments for Creators gave me 30 days notice when they needed additional verification. That's how it should work."

Marcus T., fitness content creator
Marcus T.
Fitness Creator
$12K/month

"The crypto option is huge for international fans. No more failed cards from overseas. My chargebacks dropped 70% because they actually use clear billing descriptors. Finally, someone who gets it."

Sophia L., art and photography creator
Sophia L.
Art & Photography
$8K/month

Ready to Keep More of What You Earn?

Join 2,400+ creators who've switched to the payment processor that actually works for them.

You're on the list! Check your inbox for confirmation.

No credit card required • Free to apply • Approval in 24 hours

Frequently Asked Questions

What types of creators do you work with? +
We work with all types of content creators—lifestyle, fitness, art, photography, adult content, and more. If you've been rejected by traditional processors or labeled "high-risk," we're built for you. We maintain strict compliance with all applicable laws while giving creators the financial tools they deserve.
How is the 3.5% rate possible when others charge 10-15%? +
Traditional "high-risk" processors build in massive margins to cover their assumed losses. Our smart fraud prevention reduces chargebacks by 60%, letting us pass those savings to you. We also route payments intelligently across multiple processors to get the best rates. We're profitable at 3.5%—we just don't believe in gouging creators.
What platforms do you integrate with? +
We offer a simple API for custom integrations, plus pre-built plugins for popular platforms. If you're on a major creator platform, we likely already integrate. For custom sites, our checkout can be embedded in minutes. Our team can help with any integration—it's included, not an extra charge.
How does the 30-day account protection work? +
If we ever need to make changes to your account—for any reason—we guarantee 30 days written notice. This gives you time to address any issues, withdraw your balance, or make alternative arrangements. No surprise shutdowns. No frozen funds. We believe creators deserve to be treated like partners, not liabilities.
Do you support cryptocurrency payments? +
Yes! We accept Bitcoin, Ethereum, USDC, and USDT. Crypto payments are great for international fans (no failed international cards) and offer better privacy. The fee for crypto is even lower—just 1%—and you can receive payouts in crypto or have us convert to USD.
What happens if I get a chargeback? +
Our fraud prevention catches most issues before they become chargebacks. When one does occur, we fight it for you—at no extra charge. We provide evidence gathering, submit disputes, and have a 73% win rate on contested chargebacks. You're not alone in this.